78 Lakeover Dr E, Columbus, MS 39702 Property Records

Lowndes County property record for 78 Lakeover Dr E, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,695 sqft · built 1993
Lot Size	0.306 acres (13,370 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (May 2023)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Jan 2023 Refinance May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`76W210010100`

Property Details

APN / Parcel Number

Primary APN	`76W210010100`
Alternative APNs	`025303` `25303`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,695 sqft Adjusted Area
1st Floor Area	1,253 sqft
2nd Floor Area	752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,370 sqft (0.306 acres)
Lot Dimensions	191 ft deep x 70 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	025303
Street Address	78 LAKEOVER DR E
City	COLUMBUS
State	MS
Zip	39702-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78 LAKEOVER DR E LOT 54 10A
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Subdivision	LAKEOVER EST PHASE II
Legal Lot Number	54
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1019
Census Tract	404

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
May 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage JTS & CO
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage JTS & CO
Jun 25, 2020	Warranty Deed, Transfer JTS & CO
Jun 15, 2017	Warranty Deed, Transfer · VA Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Jun 25, 2020
Deed Document Number	0020233801
Deed Book / Page	2023 / 3801
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231701
Date	Jan 27, 2023
Book Page	2023/1701

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020239043
Date	May 3, 2023
Book Page	2023/9043

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 3, 2023
Property Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Document Number	0020233801
Book / Page	2023 / 3801
Map Reference	MB 5 PG 1
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAKEVIEW DR, COLUMBUS, MS 39705

Mortgage

Document Number	0020239043
Date	May 3, 2023
Instrument	2023/9043

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 25, 2020
Property Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Document Number	0020204109
Book / Page	002020 / 004109
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 LAKEOVER DR E COLUMBUS MS 397029750, COLUMBUS, MS 39702-9750

Mortgage

Document Number	20204393
Date	Jun 25, 2020
Book Page	002020/014393

Lender

Name	JTS & CO
Address	COLUMBUS, MS 39705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 15, 2017
Property Address	78 LAKEOVER DR E, COLUMBUS, MS 39702-9750
Document Number	0020174120
Book / Page	002017 / 004120
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2977 NEW HOPE RD COLUMBUS MS 397028576, COLUMBUS, MS 39702-8576

Mortgage

Document Number	20173005
Date	Jun 15, 2017
Book Page	002017/013005

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3358

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00 (+0.98%) Homeowner's exemption	$18,844 (+13.27%)	$188,440 (+13.27%) Land $25,000 Building $163,440
2024	$1,528.00 (+16.91%)
2023	$1,307.00 Homeowner's exemption	$16,636	$166,360 Land $25,000 Building $141,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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