118 Lakeover Dr E, Columbus, MS 39702 Property Records

Lowndes County property record for 118 Lakeover Dr E, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,320 sqft · built 1994
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (May 2019)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76W210009900`

Property Details

APN / Parcel Number

Primary APN	`76W210009900`
Alternative APNs	`025305` `25305`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,320 sqft Adjusted Area
1st Floor Area	1,759 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	025305
Street Address	118 LAKEOVER DR E
City	COLUMBUS
State	MS
Zip	39702-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118 LAKEOVER DR E LOT 56
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Subdivision	LAKEOVER EST PHASE II
Legal Lot Number	56
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1019
Census Tract	404

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 LAKEOVER DR E, COLUMBUS, MS 39702-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Nov 21, 2017	Warranty Deed, Transfer · VA Mortgage RENASANT BK
Apr 11, 2017	Deed of Trust, Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Nov 21, 2017
Deed Document Number	0020193638
Deed Book / Page	2019 / 3638
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	118 LAKEOVER DR E, COLUMBUS, MS 39702-9708
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202221287
Date	Aug 17, 2022
Book Page	2022/21287

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 24, 2019
Property Address	118 LAKEOVER DR E, COLUMBUS, MS 39702-9708
Document Number	0020193638
Book / Page	002019 / 003638
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 LAKEOVER DR E COLUMBUS MS 397029708, COLUMBUS, MS 39702-9708

Mortgage

Document Number	20199649
Date	May 24, 2019
Book Page	002019/009649

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 21, 2017
Property Address	118 LAKEOVER DR E, COLUMBUS, MS 39702-9708
Document Number	0020178352
Book / Page	002017 / 008352
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	118 LAKEOVER DR E COLUMBUS MS 397029708, COLUMBUS, MS 39702-9708

Mortgage

Document Number	20175925
Date	Nov 21, 2017
Book Page	002017/025925

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	118 LAKEOVER DR E, COLUMBUS, MS 39702-9708
Document Number	0020178105
Book / Page	002017 / 008105
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAKEOVER DR E COLUMBUS MS 397029708, COLUMBUS, MS 39702-9708

Mortgage

Document Number	0020178105
Date	Apr 17, 2017
Book Page	002017/008105

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+0.83%)	$22,440 (+11.64%)	$149,600 (+11.64%) Land $25,000 Building $124,600
2024	$2,177.00 (+12.1%)
2023	$1,942.00	$20,100	$134,000 Land $25,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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