78 Jane Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 78 Jane Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1965
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2026)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0141000`

Property Details

APN / Parcel Number

Primary APN	`039-0141000`
Alternative APNs	`30891137300001007000` `143089 113.73-1-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039-0141000
Street Address	78 JANE DR
City	BUFFALO
State	NY
Zip	14227-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2161-2188 SL 45/46
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2007
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6386 TRANSIT RD, 540, DEPEW, NY 14043-1127
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · VA Mortgage 1ST PRIORITY MORTGAGE INC
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage HUNT MTG
May 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20262026161987
Deed Book / Page	11465 / 6024
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0112714197
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 31, 2026
Property Address	78 JANE DR, BUFFALO, NY 14227-1912
Document Number	0000161987
Book / Page	11465 / 6024
Instrument Date	Aug 31, 2026
Instrument	2026161987
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 31, 2026

Lender

Name	1ST PRIORITY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	78 JANE DR, BUFFALO, NY 14227-1912
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 JANE DR, BUFFALO, NY 14227-1912

Mortgage

Document Number	0141853118
Date	Dec 24, 2025
Book Page	14185/3118
Instrument	2025234547

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	78 JANE DR, BUFFALO, NY 14227-1912
Document Number	0139200585
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SLATE CREEK DR #9 BUFFALO NY 142272950, 9, BUFFALO, NY 14227-2950

Mortgage

Document Number	0139200585
Date	Nov 22, 2019
Book Page	013920/000585

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	May 23, 2019
Property Address	78 JANE DR, BUFFALO, NY 14227-1912
Document Number	0113447713
Book / Page	011344 / 007713
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 MANG AVE KENMORE NY 142172632, KENMORE, NY 14217-2632

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00 (-51.13%)	$170,000 (-) Land $17,500 Building $152,500	$226,667 (+6.67%) Land $23,333 Building $203,334
2024	$6,085.00	$170,000 (-) Land $17,500 Building $152,500	$212,500 (+13.75%) Land $21,875 Building $190,625
2023		$170,000 Land $17,500 Building $152,500	$186,813 Land $19,231 Building $167,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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