Essex County and Cedar Grove Township property record for 78 Harper Ter, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 1965 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (May 2019) |
| Tax Bill | $11,315 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00023-0000-00015 |
| Primary APN | 04-00023-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 9,749 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 040002300015 |
|---|---|
| Street Address | 78 HARPER TER |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65X150 |
| Legal Block | 23 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21400 |
78 Harper Ter is owned and occupied by two individuals who bought it in May 2019.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 HARPER TER, CEDAR GROVE, NJ 07009-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on File |
| Deed Sale | May 17, 2019 · Amount on File |
| Prior Sale | Dec 28, 1987 · Amount on File |
| Deed Document Number | 201945893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 17, 2019 |
| Property Address | 78 HARPER TER, CEDAR GROVE, NJ 07009-2228 |
| Document Number | 0000045893 |
| Instrument Date | May 8, 2019 |
| Instrument | 45893 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $509.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 HARPER TER CEDAR GROVE NJ 070092228, CEDAR GROVE, NJ 07009-2228 |
| Document Number | 45895 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 45895 |
| Name | CLASSIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MAYWOOD, NJ 07607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2049 |
The 2025 property tax bill for 78 Harper Ter was $11,315, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $662,700 (+57.37%) Land $385,300 Building $277,400 | $662,700 (+57.37%) Land $385,300 Building $277,400 | |
| 2025 | $11,315.00 (+2.8%) | $421,100 Land $244,100 Building $177,000 | $421,100 Land $244,100 Building $177,000 |
| 2024 | $11,007.00 | ||
| 2023 | $421,100 Land $244,100 Building $177,000 | $421,100 Land $244,100 Building $177,000 | |
| 2022 | $10,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Harper Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Harper Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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