60 Harper Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 60 Harper Ter, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,235 sqft · built 1927
Lot Size	0.177 acres (7,723 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (Sep 2021)
Tax Bill	$10,326 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00026-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00012`
Alternative APN	`040002600012`

Interior

Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,723 sqft (0.177 acres)
Lot Dimensions	143 ft deep x 54 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040002600012
Street Address	60 HARPER TER
City	CEDAR GROVE
State	NJ
Zip	07009-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54X143
Legal Block	26
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	3
Census Block	3007
Census Tract	21400

Owner

60 Harper Ter is owned and occupied by an individual who acquired it in August 2024.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	60 HARPER TER, CEDAR GROVE, NJ 07009-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Deed Document Number	2021118235
Last Transfer Date	Aug 5, 2024
Transfer Doc	0000049474
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 27, 2021
Property Address	60 HARPER TER, CEDAR GROVE, NJ 07009-2223
Document Number	2021118235
Instrument Date	Sep 21, 2021
Instrument	2021118235
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 E REID PL, 63, VERONA, NJ 07044-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HARPER TER, CEDAR GROVE, NJ 07009-2223

Mortgage

Document Number	2021118236
Date	Sep 27, 2021
Instrument	2021118236

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 4, 2019
Property Address	60 HARPER TER, CEDAR GROVE, NJ 07009-2223
Document Number	0000094396
Instrument Date	Sep 24, 2019
Instrument	94396
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HARPER TER CEDAR GROVE NJ 070092223, CEDAR GROVE, NJ 07009-2223

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	60 HARPER TER, CEDAR GROVE, NJ 07009-2223
Document Number	0000063995
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HARPER TER CEDAR GROVE NJ 070092223, CEDAR GROVE, NJ 07009-2223

Mortgage

Document Number	0000063995
Date	Jul 25, 2018
Instrument	63995

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 60 Harper Ter was $10,326, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,500 (+66.15%) Land $381,500 Building $257,000	$638,500 (+66.15%) Land $381,500 Building $257,000
2025	$10,326.00 (+2.8%)	$384,300 Land $242,400 Building $141,900	$384,300 Land $242,400 Building $141,900
2024	$10,045.00
2023		$384,300 Land $242,400 Building $141,900	$384,300 Land $242,400 Building $141,900
2022	$9,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Harper Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Harper Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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