78 Grady Dr, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 78 Grady Dr, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,484 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$238,000 (Aug 2016)
Tax Bill$5,337 (2025)
Deeds & MortgagesAug 2022 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN22808-0513-6547-1204

Property Details

APN / Parcel Number

Primary APN22808-0513-6547-1204
Alternative APN
  • 211 3689

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area2,484 sqft Living Area
Basement Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerConnected

Location & Zoning

Account Number211 3689
Street Address78 GRADY DR
CityCHIPPEWA FALLS
StateWI
Zip54729-3829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER TERRACE LOT 4 BLK 12
Legal Range08W
Legal Township28N
Legal Section05
Legal SubdivisionTIMBER TERRACE
Legal Block12
Legal Lot Number4
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group2
Census Block2035
Census Tract10500

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address78 GRADY DR, CHIPPEWA FALLS, WI 54729-3829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORP
Apr 2, 2018Deed of Trust, Mortgage
ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2016 · Amount on Record
Deed SaleAug 11, 2016 · Amount on Record
Deed Document Number858428
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address78 GRADY DR, CHIPPEWA FALLS, WI 54729-3829
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000934736
DateAug 10, 2022
Instrument934736
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address78 GRADY DR, CHIPPEWA FALLS, WI 54729-3829
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000876789
DateApr 2, 2018
Instrument000000876789
Lender
NameROYAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,337.00 (+11.65%) Homeowner's exemption$260,500 (-) Land $26,900 Building $233,600$407,400 (+20.6%)
2023$4,780.00 Homeowner's exemption$260,500 Land $26,900 Building $233,600$337,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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