45 Grady Dr, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 45 Grady Dr, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 2022
Owner	Individual Name on File
Last Sale	$44,000 (Dec 2020)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0513-6547-1108`

Property Details

APN / Parcel Number

Primary APN	`22808-0513-6547-1108`
Alternative APN	`211 3673`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Basement Area	1,420 sqft

Exterior

Year Built	Built 2022
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 3673
Street Address	45 GRADY DR
City	CHIPPEWA FALLS
State	WI
Zip	54729-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TERRACE LOT 8 BLK 11 EX BEG @ SE COR; S 58 D W 100', N 46 D W 85.14', N 44 D E 148.26', S 20 D E 120' TO POB FOR PRT C
Legal Range	08W
Legal Township	28N
Legal Section	05
Legal Subdivision	TIMBER TERRACE
Legal Block	11
Legal Lot Number	8
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	2
Census Block	2030
Census Tract	10500

Owner

45 Grady Dr is owned and occupied by an individual who acquired it in October 2024.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	45 GRADY DR, CHIPPEWA FALLS, WI 54729-3872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWESTERN BANK
Dec 8, 2020	Warranty Deed, Transfer
Dec 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	0000910732
Last Transfer Date	Oct 31, 2024
Transfer Doc	0000955097
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 31, 2024
Property Address	45 GRADY DR, CHIPPEWA FALLS, WI 54729-3872
Document Number	0000955097
Instrument Date	Oct 25, 2024
Instrument	955097
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 GRADY DR, CHIPPEWA FALLS, WI 54729-3872

Mortgage

Document Number	0000955098
Date	Oct 31, 2024
Instrument	955098

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Dec 8, 2020
Property Address	CHIPPEWA FALLS, WI 54729
Document Number	0000910732
Instrument Date	Nov 25, 2020
Instrument	910732
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 POPLAR ST, CHIPPEWA FALLS, WI 54729-1485

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Dec 8, 2020
Property Address	45 GRADY DR, CHIPPEWA FALLS, WI 54729-3872
Document Number	0000910732
Instrument Date	Nov 25, 2020
Instrument	910732
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 POPLAR ST, CHIPPEWA FALLS, WI 54729-1485

Tax Assessment & Valuation

The 2025 property tax bill for 45 Grady Dr was $5,341 with a homeowner's exemption, down 7.8% from the year before.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,341.00 (-7.83%) Homeowner's exemption	$280,000 (-) Land $20,100 Building $259,900	$407,700 (+0.2%)
2024	$5,795.00 (+80.92%)	$280,000 (+66.07%) Land $20,100 Building $259,900	$406,900 (+86.05%)
2023	$3,203.00	$168,600 Land $20,100 Building $148,500	$218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Grady Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Grady Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grady Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures