78 Gilbert St, Marion, NC 28752 Property Records

McDowell County property record for 78 Gilbert St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,448 sqft · built 1959
Lot Size0.381 acres (16,626 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (May 2004)
Tax Bill$1,285 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1701-09-06-7247

Property Details

APN / Parcel Number

Primary APN1701-09-06-7247
Alternative APN
  • 38275

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,448 sqft Heated Area
Basement Area448 sqft
Finished Basement448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,626 sqft (0.381 acres)
Lot Dimensions163 ft deep x 102 ft wide
Garage TypeMixed
Garage Area840 sqft
Parking Spaces4 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number38275
Street Address78 GILBERT ST
CityMARION
StateNC
Zip28752-4384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 S HILL S/D PT 5 & 6PB 2 PG 70
Legal SubdivisionHILL S/D
Legal Lot Number4
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1033
Census Tract970600

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address78 GILBERT ST, MARION, NC 28752-4384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2004 · Amount on Record
Deed SaleMay 1, 2004 · Amount on Record
Deed Document Number0000782680
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address78 GILBERT ST, MARION, NC 28752-4384
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyMADISON SETTLEMENTS, MADISON SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013640278
DateAug 4, 2021
Book Page1364/278
Instrument2021005023
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,285.00 (+3.3%)$180,010 (-) Land $40,000 Building $140,010
2023$1,244.00 (+5.87%)$180,010 (+7.42%) Land $40,000 Building $140,010$180,010 (+7.42%) Land $40,000 Building $140,010
2022$1,175.00$167,570 Land $30,000 Building $137,570$167,570 Land $30,000 Building $137,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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