31 Gilbert St, Marion, NC 28752 Property Records

McDowell County property record for 31 Gilbert St, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1960
Lot Size0.25 acres (10,908 sqft)
Owner2 Individual Names on Record
Last Sale$6,500 (Jun 2001)
Tax Bill$775 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1701-09-06-4573

Property Details

APN / Parcel Number

Primary APN1701-09-06-4573
Alternative APN
  • 31767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,400 sqft Heated Area
Basement Area295 sqft
Unfinished Basement295 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,908 sqft (0.25 acres)
Lot Dimensions108 ft deep x 101 ft wide
Garage Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number31767
Street Address31 GILBERT ST
CityMARION
StateNC
Zip28752-4383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 SUNSET HILLS S/D
Legal SubdivisionSUNSET HILLS SUB
Legal Lot Number21
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1033
Census Tract970600

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address31 GILBERT ST, MARION, NC 28752-4383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2001 · Amount on Record
Deed SaleJun 1, 2001 · Amount on Record
Deed Document Number0000646988
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address31 GILBERT ST, MARION, NC 28752-4383
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 GILBERT ST, MARION, NC 28752-4383

Mortgage

Document Number0014450278
DateAug 29, 2023
Book Page1445/278
Instrument2023004041
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2043

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$775.00 (+3.33%)$108,570 (-) Land $30,000 Building $78,570
2023$750.00$108,570 Land $30,000 Building $78,570$108,570 Land $30,000 Building $78,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250

May also be available: Verizon.

Nearby Properties on Gilbert St

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