78 Genesee St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 78 Genesee St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1960
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Jul 2011)
Tax Bill	$4,392 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177 0000 0021 A`

Property Details

APN / Parcel Number

Primary APN	`177 0000 0021 A`
Alternative APN	`LAWR M:0177 B:0000 L:0021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,801 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	177 0000 0021 A
Street Address	78 GENESEE ST
City	LAWRENCE
State	MA
Zip	01843-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	JA MAGEE
Legal Lot Number	21
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4010
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 GENESEE ST, LAWRENCE, MA 01843-1904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NEW FED MORTGAGE CORP
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN LEADERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2011 · Amount on Record
Deed Sale	Jul 28, 2011 · Amount on Record
Prior Sale	Dec 10, 2007 · Amount on Record
Deed Book / Page	12561 / 2
Last Transfer Date	Dec 24, 2025
Transfer Doc	0018479-10
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 30, 2025
Property Address	78 GENESEE ST, LAWRENCE, MA 01843-1904
Document Number	0018479-10
Book / Page	18479 / 10
Instrument Date	Dec 24, 2025
Instrument	23103
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 GENESEE ST, LAWRENCE, MA 01843-1904

Mortgage

Document Number	0000023104
Date	Dec 30, 2025
Instrument	23104

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	78 GENESEE ST, LAWRENCE, MA 01843-1904
Document Number	15313-156
Book / Page	015313 / 000156
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15313-156
Date	Nov 30, 2017
Book Page	015313/000156
Instrument	31181

Lender

Name	LOAN LEADERS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,392.00 (+3.27%)	$508,300 (+5.17%) Land $218,400 Building $289,900	$559,162 (+11.58%)
2025	$4,253.00 (+7.56%)	$483,300 (+13.05%) Land $193,400 Building $289,900	$501,125
2024	$3,954.00 (-2.63%)	$427,500 (+6.96%) Land $163,300 Building $264,200
2023	$4,061.00	$399,700 Land $145,600 Building $254,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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