20 Genesee St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 20 Genesee St, Lawrence, MA 01843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 2004
Lot Size0.23 acres (10,000 sqft)
Owner2 Trust Names on Record
Last Sale$283,800 (Mar 2011)
Tax Bill$5,544 (2026)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN177 0000 0039 1A

Property Details

APN / Parcel Number

Primary APN177 0000 0039 1A
Alternative APN
  • LAWR M:0177 B:0000 L:0039 1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area4,152 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number177 0000 0039 1A
Street Address20 GENESEE ST
CityLAWRENCE
StateMA
Zip01843-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionGENESSE STREET
Legal Lot Number39 1
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group4
Census Block4005
Census Tract251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address20 GENESEE ST, LAWRENCE, MA 01843-1904
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2011 · Amount on Record
Deed SaleMar 31, 2011 · Amount on Record
Prior SaleFeb 25, 2005 · Amount on Record
Last Transfer DateJul 23, 2025
Transfer Doc018350-206
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address20 GENESEE ST, LAWRENCE, MA 01843-1904
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17201-259
DateOct 27, 2021
Book Page17201/259
Instrument35595
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,544.00 (+5.1%)$641,700 (+7.06%) Land $218,400 Building $423,300$671,991 (+10.89%)
2025$5,275.00 (-3.72%)$599,400 (+1.2%) Land $193,400 Building $406,000$606,005
2024$5,479.00 (-4.43%)$592,300 (+4.96%) Land $163,300 Building $429,000
2023$5,733.00$564,300 Land $145,600 Building $418,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1990–2014)
Most Recent ClaimMar 2014 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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