78 Gable St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 78 Gable St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 617 sqft · built 1899
Lot Size	0.094 acres (4,080 sqft)
Owner	Individual Name on File
Last Sale	$16,500 (Jun 2014)
Tax Bill	$426 (2025)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`8913-13-354-002`

Property Details

APN / Parcel Number

Primary APN	`8913-13-354-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	617 sqft Living Area
1st Floor Area	484 sqft
Basement Area	484 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,080 sqft (0.094 acres)
Lot Dimensions	102 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	78 GABLE ST
City	WATERLOO
State	IA
Zip	50703-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDDY ADDITION LOT 3 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	EDDY ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	1701

Owner

Source: Black Hawk County records · APN 8913-13-354-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7132 HIAWASSEE BENT CIR, ORLANDO, FL 32818-8358
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	201423203
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 13, 2017
Property Address	78 GABLE ST, WATERLOO, IA 50703-2546
Document Number	201800006654
Instrument Date	Oct 10, 2017
Instrument	2018-00006654
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HAWVER CT, 107, WATERLOO, IA 50703-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7132 HIAWASSEE BENT CIR, ORLANDO, FL 32818-8358

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00	$22,940 (+16.62%) Land $4,450 Building $18,490	$22,940 (+16.62%) Land $4,450 Building $18,490
2024	$426.00 (+28.31%)
2023		$19,670 (+29.92%) Land $4,450 Building $15,220	$19,670 (+29.92%) Land $4,450 Building $15,220
2022	$332.00	$15,140 Land $4,450 Building $10,690
2021			$15,140 Land $4,450 Building $10,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.