Black Hawk County property record for 74 Gable St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,122 sqft · built 1888 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Sep 2022 Re-recorded Document |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-13-354-001 |
| Primary APN | 8913-13-354-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 102 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 156 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 74 GABLE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDDY ADDITION LOT 4 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | EDDY ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1701 |
Source: Black Hawk County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 GABLE ST, WATERLOO, IA 50703-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2022 |
| Transfer Doc | 0000004507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 27, 2022 |
| Property Address | 74 GABLE ST, WATERLOO, IA 50703-2546 |
| Document Number | 202300005252 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 202300005252 |
| Record Updated | Oct 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 GABLE ST, WATERLOO, IA 50703-2546 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336.00 (+5%) | $16,440 (+11.68%) Land $6,680 Building $9,760 | $16,440 (+11.68%) Land $6,680 Building $9,760 |
| 2024 | $320.00 (+332.43%) | ||
| 2023 | $14,720 (+20.07%) Land $6,680 Building $8,040 | $14,720 (+20.07%) Land $6,680 Building $8,040 | |
| 2022 | $74.00 Homeowner's exemption | $12,260 Land $6,680 Building $5,580 | |
| 2021 | $12,260 Land $6,680 Building $5,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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