78 Front St, Healdsburg, CA 95448 Property Records

Sonoma County property record for 78 Front St, Healdsburg, CA 95448

Property Summary

Property Type	Duplex
Details	5 bd · 4.5 ba · 3,882 sqft · built 2013
Lot Size	0.294 acres (12,798 sqft)
Owner	Individual Name on File
Last Sale	$3,100,000 (Dec 2022)
Tax Bill	$37,502 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-321-024-000`

Property Details

APN / Parcel Number

Primary APN	`002-321-024-000`
Alternative APN	`002-321-024`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,882 sqft Living Area
Gross Area	4,507 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Lot Area	12,798 sqft (0.294 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	002-321-024
Street Address	78 FRONT ST
City	HEALDSBURG
State	CA
Zip	95448-4406
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2014 FM 002-321-021 & PTN 022 LLA 13-1 HLDSBRG
Legal Subdivision	THE LANDS OF THOMAS BANGS
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1000
Census Tract	153904

Owner

78 Front St, a duplex, is owned by an individual who bought it in December 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	8400 E DIXILETA DR, 111, SCOTTSDALE, AZ 85266-2268
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 20, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Jun 22, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	May 20, 2013 · Amount on File
Deed Document Number	202279804
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	0000079805
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 20, 2022
Property Address	78 FRONT ST, HEALDSBURG, CA 95448-4406
Document Number	0000079805
Instrument Date	Dec 13, 2022
Instrument	2022079805
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 E DIXILETA DR UNIT 111, 111, SCOTTSDALE, AZ 85266-2268

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 20, 2022
Property Address	78 FRONT ST, HEALDSBURG, CA 95448-4406
Document Number	0000079804
Map Reference	DOC 2012-066862
Instrument Date	Dec 12, 2022
Instrument	2022079804
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 E DIXILETA DR UNIT 111, 111, SCOTTSDALE, AZ 85266-2268

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	78 FRONT ST, HEALDSBURG, CA 95448-4406
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 FRONT ST 78, 78, HEALDSBURG, CA 95448-4406

Mortgage

Document Number	0000117489
Date	Dec 9, 2020
Instrument	2020117489

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 22, 2017
Property Address	78 FRONT ST, HEALDSBURG, CA 95448-4406
Document Number	0000048416
Instrument Date	Jun 22, 2017
Instrument	48416
Transaction Type	Transfer
Record Updated	Jul 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	78 FRONT ST HEALDSBURG CA 954484406, HEALDSBURG, CA 95448-4406

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 28, 2017
Property Address	78 FRONT ST, HEALDSBURG, CA 95448-4406
Document Number	0000033244
Instrument Date	Apr 24, 2017
Instrument	2017033244
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	78 FRONT ST, HEALDSBURG, CA 95448-4406

Mortgage

Document Number	0000033246
Date	Apr 28, 2017
Instrument	2017033246

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 78 Front St was $37,502.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Healdsburg City
Unified School District	Healdsburg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,289,744 (+2%) Land $1,061,208 Building $2,228,536
2025	$37,502.00	$3,225,240 Land $1,040,400 Building $2,184,840
2023	$35,649.00 (+314.09%)	$3,100,000 Land $1,000,000 Building $2,100,000
2022	$8,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEALDSBURG serves 10,972 people · EPA ID CA4910005
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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