78 Emerald Clover, Irvine, CA 92620 Property Records

Orange County property record for 78 Emerald Clover, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,611 sqft · built 2014
Owner	Individual Name on Record
Last Sale	$825,000 (Dec 2020)
Tax Bill	$11,913 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`931-316-87`

Property Details

APN / Parcel Number

Primary APN	`931-316-87`
Alternative APN	`10471301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,611 sqft Living Area

Exterior

Year Built	Built 2014
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	10471301
Street Address	78 EMERALD CLOVER
City	IRVINE
State	CA
Zip	92620-7319
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17516 BLK LOT 9 UN 51 LOT 9 OF TRACT 17516 OF CONDO PROJECT 931-31
Legal Tract	17516
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	7
Census Block	7007
Census Tract	52433

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Dec 14, 2020	Grant Deed, Transfer · Conventional Mortgage CATHAY BANK
Jan 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 3, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Dec 14, 2020
Deed Document Number	2020000736412
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2020
Property Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Document Number	0000736411
Instrument Date	Nov 13, 2020
Instrument	736411
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	78 EMERALD CLOVER IRVINE CA 926207319, IRVINE, CA 92620-7319

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2020
Property Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Document Number	0000736412
Map Reference	MB 918 PG 9-13
Instrument Date	Oct 19, 2020
Instrument	2020000736412
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319

Mortgage

Document Number	0000736413
Date	Dec 14, 2020
Instrument	2020000736413

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2020
Property Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Document Number	0000036375
Instrument Date	Jan 28, 2020
Instrument	36375
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23785 EL TORO RD #185 LAKE FOREST CA 926304762, 185, LAKE FOREST, CA 92630-4762

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2019
Property Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Document Number	0000307781
Instrument Date	Aug 1, 2019
Instrument	307781
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23785 EL TORO RD #185 LAKE FOREST CA 926304762, 185, LAKE FOREST, CA 92630-4762

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 3, 2018
Property Address	78 EMERALD CLOVER, IRVINE, CA 92620-7319
Document Number	0000451325
Instrument Date	Oct 12, 2018
Instrument	451325
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30082 HILLSIDE TER SAN JUAN CAPISTRANO CA 926751537, SAN JUAN CAPISTRANO, CA 92675-1537

Mortgage

Document Number	451326
Date	Dec 3, 2018
Instrument	451326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,913.00 (+3.56%) Homeowner's exemption	$893,005 (+4.04%) Land $608,864 Building $284,141
2023	$11,503.00 (+1.66%) Homeowner's exemption	$858,330 Land $585,222 Building $273,108
2022	$11,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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