78 E 5th St, London, OH 43140 Property Records

Madison County property record for 78 E 5th St, London, OH 43140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2011)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00554.000`

Property Details

APN / Parcel Number

Primary APN	`31-00554.000`
Alternative APN	`027205-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	756 sqft
Attic	Attic
Attic Area	756 sqft
Basement Area	189 sqft
Unfinished Basement	189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	159 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	027205-8
Street Address	78 E 5TH ST
City	LONDON
State	OH
Zip	43140-1183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 7 & 8 RIDDLE (.137A)
Legal Subdivision	LONDON
Jurisdiction	MADISON OH
Township / Civil Division	LONDON
Census Block Group	1
Census Block	1012
Census Tract	40700

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 E 5TH ST, LONDON, OH 43140-1183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2011 · Amount on Record
Deed Sale	Dec 16, 2011 · Amount on Record
Prior Sale	Dec 18, 2000 · Amount on Record
Deed Document Number	20115544
Deed Book / Page	272 / 1937
Last Transfer Date	Jun 29, 2019
Transfer Doc	0000003068
Record Updated	Oct 29, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON OH
Recording Date	Jul 15, 2019
Property Address	78 E 5TH ST, LONDON, OH 43140-1183
Document Number	0000003068
Book / Page	354 / 0208
Instrument Date	Jun 29, 2019
Instrument	201900003068
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 E 5TH ST, 78, LONDON, OH 43140-1183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 5TH ST, LONDON, OH 43140-1183

Mortgage

Document Number	0000003069
Date	Jul 15, 2019
Instrument	201900003069

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
Municipality	London City
Unified School District	London City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (-8.23%) Homeowner's exemption	$41,200 (-) Land $7,650 Building $33,550
2024	$1,215.00 (-5.81%) Homeowner's exemption	$41,200 (-) Land $7,650 Building $33,550
2023	$1,290.00 (+19.33%) Homeowner's exemption	$41,200 (+27.36%) Land $7,650 Building $33,550	$117,720 (+27.36%) Land $21,870 Building $95,850
2022	$1,081.00 Homeowner's exemption	$32,350 Land $6,300 Building $26,050
2020			$92,430 Land $17,990 Building $74,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2015–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-OHIO WSD - CHRISMAN AVENUE WTP serves 10,256 people · EPA ID OH4900712
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20