76 E 5th St, London, OH 43140 Property Records

Madison County property record for 76 E 5th St, London, OH 43140

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 1930
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$95,500 (Sep 2012)
Tax Bill$1,137 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-02296.000

Property Details

APN / Parcel Number

Primary APN31-02296.000
Alternative APN
  • 029032-8

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area624 sqft
Upper Floors Area528 sqft
AtticAttic
Attic Area528 sqft
Basement Area528 sqft
Unfinished Basement528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions153 ft deep x 68 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area206 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number029032-8
Street Address76 E 5TH ST
CityLONDON
StateOH
Zip43140-1183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 7 & 8 RIDDLE (.079A)
Legal SubdivisionLONDON
JurisdictionMADISON OH
Township / Civil DivisionLONDON
Census Block Group1
Census Block1012
Census Tract40700

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address76 E 5TH ST, LONDON, OH 43140-1183
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK
Aug 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
KEMBA FINANCIAL CREDIT UNION INC
Mar 25, 2021Intrafamily Transfer, Transfer
MIDLAND TITLE
Jun 29, 2018Deed of Trust, Mortgage · Line of Credit
KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2012 · Amount on Record
Deed SaleSep 18, 2012 · Amount on Record
Prior SaleNov 18, 2010 · Amount on Record
Deed Document Number20124343
Deed Book / Page280 / 1049
Last Transfer DateMar 9, 2021
Transfer Doc0000001973
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address76 E 5TH ST, LONDON, OH 43140-1183
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004338
DateSep 29, 2025
Book Page444/522
Instrument2025-4338
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address76 E 5TH ST, LONDON, OH 43140-1183
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyELITE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004155
DateAug 15, 2022
Book Page404/1352
Instrument202200004155
Lender
NameKEMBA FINANCIAL CREDIT UNION INC
TypeCredit Union
AddressCOLUMBUS, OH 43230
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.6%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON OH
Recording DateMar 25, 2021
Property Address76 E 5TH ST, LONDON, OH 43140-1183
Document Number0000001973
Book / Page381 / 195
Instrument DateMar 9, 2021
Instrument202100001973
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyMIDLAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address76 E 5TH ST, LONDON, OH 43140-1183

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address76 E 5TH ST, LONDON, OH 43140-1183
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003021
DateJun 29, 2018
Book Page342/0099
Instrument201800003021
Lender
NameKEMBA FINANCIAL CREDIT UNION INC
TypeCredit Union
AddressCOLUMBUS, OH 43230
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMadison County
MunicipalityLondon City
Unified School DistrictLondon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,137.00 (-8.01%)$40,830 (-) Land $15,160 Building $25,670
2024$1,236.00 (-5.86%)$40,830 (-) Land $15,160 Building $25,670
2023$1,313.00 (+18.18%)$40,830 (+26.1%) Land $15,160 Building $25,670$116,660 (+26.12%) Land $43,320 Building $73,340
2022$1,111.00$32,380 Land $12,480 Building $19,900
2020$92,500 Land $35,650 Building $56,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2015–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMID-OHIO WSD - CHRISMAN AVENUE WTP
serves 10,256 people · EPA ID OH4900712
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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