78 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 78 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,418 sqft · built 1926
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2021)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-252-005`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-252-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,418 sqft Living Area
1st Floor Area	736 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 19, BLK 2, ALSO N 1/2 OF VAC ALLEY ADJ ON THE SOUTH PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	SOUTH PROSPECT PARK ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3010
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage THE CITY OF HOLLAND
Aug 3, 2018	Deed of Trust, Mortgage THE CITY OF HOLLAND
Sep 17, 2018	Deed of Trust, Mortgage THE CITY OF HOLLAND
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU
Mar 13, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jan 31, 1997
Deed Document Number	20211677
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0000009860
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180033082
Date	Sep 17, 2018
Instrument	2018-0033082

Lender

Name	THE CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180027398
Date	Aug 3, 2018
Instrument	2018-0027398

Lender

Name	THE CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180033082
Date	Sep 17, 2018
Instrument	2018-0033082

Lender

Name	THE CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180020470
Date	Jun 12, 2018
Instrument	2018-0020470

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200025691
Date	Jun 26, 2020
Instrument	2020-0025691

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 11, 2021
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Document Number	20210001677
Map Reference	LB 4 PG 32
Instrument Date	Dec 7, 2020
Instrument	2021-0001677
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 E 20TH ST, 78, HOLLAND, MI 49423-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 20TH ST, HOLLAND, MI 49423-4804

Mortgage

Document Number	20210001678
Date	Jan 11, 2021
Instrument	2021-0001678

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 13, 2020
Property Address	78 E 20TH ST, HOLLAND, MI 49423-4804
Document Number	20200009860
Instrument Date	Mar 12, 2020
Instrument	2020-0009860
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 E 20TH ST, 82, HOLLAND, MI 49423-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 20TH ST, HOLLAND, MI 49423-4804

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,800 (+37.45%)	$271,600 (+37.45%)
2025	$4,121.00 (+15.86%)
2023		$98,800	$197,600
2022	$3,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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