51 E 20th St, Holland, MI 49423 Property Records

Ottawa County property record for 51 E 20th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,353 sqft · built 1931
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Mar 2023)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-207-017`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-207-017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	936 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 44.8 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51 E 20TH ST
City	HOLLAND
State	MI
Zip	49423-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	PART OF S 1/2 OF W 1/2 OF NW 1/4 NE 1/4 BND BY A LN COM AT A PT ON N MARGIN LN OF 20TH ST 583 FT E OF E MARGIN LN CENTRAL AVE
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Block	207
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3012
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 E 20TH ST, HOLLAND, MI 49423-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	20237500
Prior Transfer Date	May 10, 2002
Prior Transfer Doc	3483000222
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 31, 2023
Property Address	51 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20230007500
Instrument Date	Mar 29, 2023
Instrument	2023-0007500
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 E 20TH ST, HOLLAND, MI 49423-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 E 17TH ST, HOLLAND, MI 49423-4205

Mortgage

Document Number	20230007501
Date	Mar 31, 2023
Instrument	2023-0007501

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 20, 2017
Property Address	51 E 20TH ST, HOLLAND, MI 49423-4801
Document Number	20170034928
Instrument Date	Sep 15, 2017
Instrument	2017-0034928
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, WTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 E 20TH ST, 51, HOLLAND, MI 49423-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E 20TH ST, HOLLAND, MI 49423-4801

Mortgage

Document Number	20170034929
Date	Sep 20, 2017
Instrument	2017-0034929

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800 (+43.51%)	$289,600 (+43.51%)
2025	$5,341.00 (+87.86%)
2023		$100,900	$201,800
2022	$2,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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