Essex County and Lawrence City property record for 78 Cross St, Lawrence, MA 01841
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 5,826 sqft · built 1920 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Dec 1999) |
| Tax Bill | $7,839 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 168 0000 0046 A |
| Primary APN | 168 0000 0046 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 5,826 sqft Living Area |
| Gross Area | 8,062 sqft |
| Basement Area | 1,942 sqft |
| Unfinished Basement | 1,942 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 168 0000 0046 A |
|---|---|
| Street Address | 78 CROSS ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-3579 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R3 |
| Legal Subdivision | LAWRENCE |
| Legal Lot Number | 46 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 251100 |
78 Cross St, a triplex, is owned and occupied by an individual who bought it in December 1999.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 CROSS ST, LAWRENCE, MA 01841-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 1999 · Amount on File |
| Deed Sale | Dec 15, 1999 · Amount on File |
| Deed Book / Page | 5633 / 331 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 78 Cross St was $7,839, up 7% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,839.00 (+6.97%) | $907,300 (+8.96%) Land $101,900 Building $805,400 |
| 2025 | $7,328.00 (+8.29%) | $832,700 (+13.82%) Land $101,900 Building $730,800 |
| 2024 | $6,767.00 (-2.38%) | $731,600 (+7.23%) Land $107,100 Building $624,500 |
| 2023 | $6,932.00 | $682,300 Land $103,400 Building $578,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 78 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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