71 Cross St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 71 Cross St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,000 sqft · built 2025
Lot Size	0.092 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (May 2025)
Tax Bill	$6,788 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`168 0000 0048 A`

Property Details

APN / Parcel Number

Primary APN	`168 0000 0048 A`
Alternative APN	`LAWR M:0168 B:0000 L:0048`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	4,545 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168 0000 0048 A
Street Address	71 CROSS ST
City	LAWRENCE
State	MA
Zip	01841-3531
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	48
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3006
Census Tract	251100

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 CROSS ST, LAWRENCE, MA 01841-3531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Nov 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Aug 2, 2024 · Amount on Record
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 19, 2025
Property Address	71 CROSS ST, LAWRENCE, MA 01841-3531
Document Number	0000131395
Instrument Date	May 19, 2025
Instrument	131395
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	71 CROSS ST, LAWRENCE, MA 01841-3531

Mortgage

Document Number	0000131396
Date	May 19, 2025
Instrument	131396

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 28, 2022
Property Address	71 CROSS ST, LAWRENCE, MA 01841-3531
Document Number	0000128172
Instrument Date	Nov 28, 2022
Instrument	128172
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,788.00 (+118.76%)	$785,700 (+122.83%) Land $103,900 Building $681,800	$830,853
2025	$3,103.00 (+8,765.71%)	$352,600 (+9,178.95%) Land $103,900 Building $248,700
2024	$35.00 (-10.26%)	$3,800 (-) Land $3,800
2023	$39.00	$3,800 Land $3,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	24 (1984–2010)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 11 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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