78 Cross Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 78 Cross Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,146 sqft · built 1986
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Aug 2018)
Tax Bill	$4,660 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
APN	`TEMP M:04-13 B:00004 L:00000`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:04-13 B:00004 L:00000`
Alternative APNs	`M:04=13 B:00004 L:00000` `2592`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	2,522 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2592
Street Address	78 CROSS RD
City	TEMPLETON
State	MA
Zip	01468-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	4
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	2
Census Block	2033
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 CROSS RD, TEMPLETON, MA 01468-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2018	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jul 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LEE LEE LLC
May 25, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Book / Page	59309 / 277
Transfer Doc	059309-277
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	78 CROSS RD, TEMPLETON, MA 01468-1503
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062718-363
Date	Jul 1, 2020
Book Page	62718/363
Instrument	70603

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Aug 24, 2018
Property Address	78 CROSS RD, TEMPLETON, MA 01468-1503
Document Number	59309-277
Book / Page	059309 / 000277
Instrument Date	Aug 24, 2018
Instrument	89476
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,093.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CROSS RD TEMPLETON MA 014681503, TEMPLETON, MA 01468-1503

Mortgage

Document Number	59309-281
Date	Aug 24, 2018
Book Page	059309/000281
Instrument	89477

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Jul 10, 2017
Property Address	78 CROSS RD, TEMPLETON, MA 01468-1503
Document Number	57390-289
Book / Page	057390 / 000289
Instrument Date	Jun 28, 2017
Instrument	72311
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 WARD HILL RD PHILLIPSTON MA 013319796, PHILLIPSTON, MA 01331-9796

Mortgage

Document Number	57391-1
Date	Jul 10, 2017
Book Page	057391/000001
Instrument	72329

Lender

Name	LEE LEE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	TEMPLETON MA
Recording Date	May 25, 2017
Property Address	78 CROSS RD, TEMPLETON, MA 01468-1503
Document Number	57164-215
Book / Page	057164 / 000215
Instrument Date	Mar 14, 2017
Instrument	53117
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$717.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,660.00 (-2.06%)	$392,600 (-) Land $62,200 Building $330,400	$392,285 (+7.56%)
2025	$4,758.00 (-2.38%)	$392,600 (+1.5%) Land $62,200 Building $330,400	$364,705 (+3.9%)
2024	$4,874.00 (+4.7%)	$386,800 (+7.35%) Land $55,200 Building $331,600	$351,025
2023	$4,655.00	$360,300 Land $55,200 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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