78 Cotuit Rd, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 78 Cotuit Rd, Sandwich, MA 02563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,340 sqft · built 1860
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2020)
Tax Bill	$7,995 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAND M:0008 B:0195`

Property Details

APN / Parcel Number

Primary APN	`SAND M:0008 B:0195`
Alternative APN	`2396`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	4,173 sqft
1st Floor Area	1,596 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2396
Street Address	78 COTUIT RD
City	SANDWICH
State	MA
Zip	02563-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	195
Jurisdiction	SANDWICH MA
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3014
Census Tract	13500

Owner

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 COTUIT RD, SANDWICH, MA 02563-2637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALLIED MORTGAGE & SERVICES
Apr 13, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	202060245
Deed Book / Page	33420 / 1
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	33420-1
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Recording Date	Jun 16, 2026
Property Address	78 COTUIT RD, SANDWICH, MA 02563-2637
Document Number	0000024096
Book / Page	37687 / 316
Instrument Date	Jun 11, 2026
Instrument	202624096
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 COTUIT RD, SANDWICH, MA 02563-2637

Mortgage

Document Number	0000024096,
Date	Jun 16, 2026
Book Page	37687/316
Instrument	202624096

Lender

Name	LEADER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDWICH MA
Recording Date	Oct 30, 2020
Property Address	78 COTUIT RD, SANDWICH, MA 02563-2637
Document Number	33420-1
Book / Page	33420 / 1
Instrument Date	Oct 23, 2020
Instrument	60245
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	154 SUNSET STRIP, MASHPEE, MA 02649-2703

Mortgage

Document Number	60246
Date	Oct 30, 2020
Instrument	60246

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDWICH MA
Recording Date	Apr 13, 2017
Property Address	78 COTUIT RD, SANDWICH, MA 02563-2637
Document Number	30418-40
Book / Page	030418 / 000040
Instrument Date	Apr 13, 2017
Instrument	17868
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Amount	Amount Recorded
Tax	$3,063.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 SCOTTY DR PORTSMOUTH RI 028711150, PORTSMOUTH, RI 02871-1150

Tax Assessment & Valuation

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Sandwich Town
Unified School District	Sandwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,995.00 (-1.77%)	$756,400 (+6.88%) Land $162,100 Building $594,300	$757,150
2023	$8,139.00	$707,700 Land $175,400 Building $532,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1991–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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