Franklin County property record for 78 Commerce St, Lockbourne, OH 43137
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 836 sqft · built 1920 |
| Lot Size | 0.184 acres (8,027 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $658 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Reverse Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-000072 |
| Primary APN | 151-000072 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft |
| 1st Floor Area | 836 sqft |
| Year Built | Built 1920 |
|---|---|
| Lot Area | 8,027 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1,636 sqft |
| Heating System | HVAC |
|---|
| Street Address | 78 COMMERCE ST |
|---|---|
| City | LOCKBOURNE |
| State | OH |
| Zip | 43137-9279 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 78 COMMERCE ST LOCKBOURNE 68 |
| Legal Subdivision | LOCKBOURNE |
| Legal Lot Number | 68 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4123 |
| Census Tract | 9590 |
78 Commerce St, residential vacant land, is held in a trust since September 2024.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 325 E CROSS ST LOT 22, 22, ANDERSON, IN 46012-1754 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Sep 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 |
| Deed Sale | Sep 10, 2024 |
| Prior Sale | Sep 7, 2017 |
| Deed Document Number | 90009251 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 202306010053359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jun 1, 2023 |
| Property Address | 78 COMMERCE ST, LOCKBOURNE, OH 43137-9279 |
| Document Number | 0000053359 |
| Instrument Date | May 8, 2023 |
| Instrument | 202306010053359 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $48.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 80 COMMERCE ST, LOCKBOURNE, OH 43137-9279 |
| Document Number | 0000053360 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202306010053360 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1023 Months |
| Due | Sep 12, 2108 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 7, 2017 |
| Property Address | 78 COMMERCE ST, LOCKBOURNE, OH 43137-9279 |
| Document Number | 0000124484 |
| Instrument Date | Sep 4, 2017 |
| Instrument | 124484 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 COMMERCE ST LOCKBOURNE OH 431379279, LOCKBOURNE, OH 43137-9279 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Lockbourne Village |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $658.00 (+0.92%) | $13,510 (-) Land $13,510 | |
| 2023 | $652.00 (+111%) | $13,510 (+148.8%) Land $13,510 | $38,600 Land $38,600 |
| 2022 | $309.00 | $5,430 Land $5,430 | |
| 2020 | $15,500 Land $15,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Commerce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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