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78 Central St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 78 Central St, Westbrook, ME 04092

Property Summary

Property TypeCommercial
Details7,510 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$731,300 (Jul 2021)
Tax Bill$9,157 (2023)
Deeds & MortgagesJul 2021 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNWSBR M:028 L:227-C

Property Details

APN / Parcel Number

Primary APNWSBR M:028 L:227-C
Alternative APNs
  • M:028 B:227 L:00C
  • 102421

Interior

Units14 Units
Stories3 Stories
Building Area7,510 sqft Total Area
Gross Area10,388 sqft
1st Floor Area2,824 sqft
Basement Area2,806 sqft
Unfinished Basement2,806 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address78 CENTRAL ST
CityWESTBROOK
StateME
Zip04092-2811
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code11
Legal Lot Number227-C
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2011
Census Tract2902

Owner

78 Central St, a commercial property, is owned by a company that bought it in July 2021.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 374, WESTBROOK, ME 04098-0374
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIVE COUNTY CREDIT UNION
Oct 2, 2018Warranty Deed, Transfer · Line of Credit
MECHANICS S&L FSA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2021 · Amount on File
Deed SaleJul 7, 2021 · Amount on File
Prior SaleOct 2, 2018 · Amount on File
Deed Document Number202148475
Deed Book / Page38402 / 229
Transfer Doc0351850174
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateJul 7, 2021
Property Address78 CENTRAL ST, WESTBROOK, ME 04092-2811
Document Number0384020229
Book / Page38402 / 229
Instrument DateJul 6, 2021
Instrument48475
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 CUMBERLAND ST, WESTBROOK, ME 04092-4305

Mortgage

Document Number0000048476
DateJul 7, 2021
Instrument48476
Lender
NameFIVE COUNTY CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateOct 2, 2018
Property Address78 CENTRAL ST, WESTBROOK, ME 04092-2811
Document Number0351850174
Book / Page035185 / 000174
Instrument DateSep 28, 2018
Instrument50350
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2135 TERWILLEGER BLVD TULSA OK 741141315, TULSA, OK 74114-1315

Mortgage

Document Number351850176
DateOct 2, 2018
Book Page035185/000176
Instrument50351
Lender
NameMECHANICS S&L FSA
TypeFederal Savings Bank
AddressWINDHAM, ME 04062
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$9,157.00 (+10.58%)$549,000 (+2%) Land $71,600 Building $477,400
2022$8,281.00$457,500 Land $59,700 Building $397,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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