77 Central St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 77 Central St, Westbrook, ME 04092

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,918 sqft · built 1900
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$264,800 (Aug 2006)
Tax Bill$4,979 (2023)
Deeds & MortgagesMay 2022 Line of Credit
Feb 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWSBR M:028 L:188

Property Details

APN / Parcel Number

Primary APNWSBR M:028 L:188
Alternative APNs
  • M:028 B:188
  • 1363

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,918 sqft Living Area
Gross Area3,452 sqft
1st Floor Area1,096 sqft
Basement Area1,096 sqft
Unfinished Basement1,096 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address77 CENTRAL ST
CityWESTBROOK
StateME
Zip04092-2844
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code11
Legal Lot Number188
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2005
Census Tract2902

Owner

77 Central St, a duplex, is owned by an individual who bought it in August 2006.

Source: Cumberland County and Westbrook City records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 10298, PORTLAND, ME 04104-0298
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · Line of Credit
TOWN & COUNTRY FCU
Feb 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
TOWN & CNTRY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2006 · Amount on File
Deed SaleAug 22, 2006 · Amount on File
Deed Document Number200654305
Deed Book / Page24288 / 228
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address77 CENTRAL ST, WESTBROOK, ME 04092-2844
Transaction TypeMortgage
Record UpdatedMay 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0393990257
DateMay 5, 2022
Book Page39399/257
Instrument23661
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address77 CENTRAL ST, WESTBROOK, ME 04092-2844
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0392020234
DateFeb 24, 2022
Book Page39202/234
Instrument10521
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address77 CENTRAL ST, WESTBROOK, ME 04092-2844
Document Number0373190175
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 CENTRAL ST WESTBROOK ME 040922844, WESTBROOK, ME 04092-2844

Mortgage

Document Number0373190175
DateOct 20, 2020
Book Page037319/000175
Instrument66922
Lender
NameTOWN & CNTRY FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$4,979.00 (+10.3%)$298,500 (+19.69%) Land $84,400 Building $214,100
2022$4,514.00$249,400 Land $70,300 Building $179,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 77 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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