78 Carpenter Rd, Foster, RI 02825 Property Records

Scituate Town property record for 78 Carpenter Rd, Foster, RI 02825

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,196 sqft · built 1988
Lot Size	7 acres (305,129 sqft)
Owner	Individual Name on File
Tax Bill	$5,959 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`2-0772-90`

Property Details

APN / Parcel Number

Primary APN	`2-0772-90`
Alternative APNs	`SCIT M:50-0 L:122-00` `M:50=0 L:122=00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	3,408 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	305,129 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-0772-90
Street Address	78 CARPENTER RD
City	FOSTER
State	RI
Zip	02825-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Lot Number	122-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	3
Census Block	3036
Census Tract	13202

Owner

78 Carpenter Rd is owned and occupied by an individual who acquired it in November 2013.

Source: Scituate Town records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	78 CARPENTER RD, HOPE, RI 02831-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013
Deed Sale	Nov 27, 2013
Deed Book / Page	564 / 122
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	78 CARPENTER RD, FOSTER, RI 02825-1272
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000934-301
Date	Jan 16, 2026
Book Page	934/301
Instrument	202600000071

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	78 CARPENTER RD, FOSTER, RI 02825-1272
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000831-160
Date	Jan 25, 2022
Book Page	831/160
Instrument	202200000152

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 78 Carpenter Rd was $5,959.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,959.00	$428,400 Land $210,500 Building $217,900
2023	$5,594.00 (+2.3%)	$333,800 (-) Land $140,300 Building $193,500
2022	$5,468.00	$333,800 Land $140,300 Building $193,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Carpenter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2006–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Carpenter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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