Cranston City property record for 78 Bluff Ave, Cranston, RI 02905
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,564 sqft · built 1918 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,840 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:2-2 L:3114 U |
| Primary APN | CRAN M:2-2 L:3114 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 829 sqft |
| Attic | Attic |
| Attic Area | 728 sqft |
| Basement Area | 788 sqft |
| Unfinished Basement | 788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 21094451 |
|---|---|
| Street Address | 78 BLUFF AVE |
| City | CRANSTON |
| State | RI |
| Zip | 02905-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A6 |
| Legal Lot Number | 3114 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 13400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Edgewood Historic District-Anstis Greene Estate Plats listed 2015 · 127 contributing resources · NRIS 15000497 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
78 Bluff Ave is owner-occupied and held in a trust.
Source: Cranston City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 78 BLUFF AVE, CRANSTON, RI 02905-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Nov 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 78 BLUFF AVE, CRANSTON, RI 02905-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6316-182 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 6316/182 |
| Instrument | 136750 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 78 BLUFF AVE, CRANSTON, RI 02905-5132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6096-240 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 6096/240 |
| Instrument | 149330 |
| Name | HOMESTAR MORTAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 78 BLUFF AVE, CRANSTON, RI 02905-5132 |
| Document Number | 5673-266 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 78 BLUFF AVE CRANSTON RI 029055132, CRANSTON, RI 02905-5132 |
| Document Number | 5673-266 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 005673/000266 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 78 Bluff Ave was $6,840.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,840.00 | $492,800 Land $205,900 Building $286,900 | $530,307 |
| 2023 | $6,825.00 (+2.11%) | $361,100 (-) Land $148,800 Building $212,300 | |
| 2022 | $6,684.00 | $361,100 Land $148,800 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Bluff Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Nearby Flood Policies | 27 units insured incl. 2 condo units |
| Nearby Flood Claims | 31 (1978–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Bluff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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