BERKELEY ST #5 BOSTON MA 02116, 5, BOSTON, MA 02116
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
BOSTON MA
Property Address
78 BERKELEY ST APT 5, 5, BOSTON, MA 02116-6221
Document Number
63497-28
Instrument Date
Jul 28, 2020
Transaction Type
Mortgage
Record Updated
Jun 25, 2021
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
78 BERKELEY ST #5 BOSTON MA 021166221, 5, BOSTON, MA 02116-6221
Mortgage
Document Number
63497-28
Date
Aug 4, 2020
Book Page
063497/000028
Instrument
63729
Lender
Name
HANSCOM FCU
Type
Credit Union
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Aug 3, 2050
Interest
Rate Type
Adjustable Rate
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
BOSTON MA
Property Address
78 BERKELEY ST APT 5, 5, BOSTON, MA 02116-6221
Document Number
61265-98
Instrument Date
Jun 10, 2019
Transaction Type
Mortgage
Record Updated
Jul 2, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
78 BERKELEY ST #5 BOSTON MA 021166221, 5, BOSTON, MA 02116-6221
Mortgage
Document Number
61265-98
Date
Jun 14, 2019
Book Page
061265/000098
Instrument
46751
Lender
Name
GUARANTEED RATE
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jun 13, 2049
Interest
Rate Type
Adjustable Rate
November 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
BOSTON MA
Recording Date
Nov 19, 2018
Property Address
78 BERKELEY ST APT 5, 5, BOSTON, MA 02116-6221
Document Number
60426-156
Book / Page
60426 / 156
Instrument
100421
Transaction Type
Transfer
Record Updated
Feb 6, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$53.64
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
604260160
Date
Nov 19, 2018
Instrument
60426/0160
Lender
Name
USA ALLIANCE FCU
Type
Credit Union
Agreement
Amount
Amount on Record
Term
360 Months
Due
Nov 19, 2048
Interest
Max Rate At Change
20.1%
Tax Assessment & Valuation
The 2025 property tax bill for 78 Berkeley St, Apt 5 was $7,815, up 9.9% from the year before.
Source: Suffolk County and Boston City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Suffolk County
Municipality
Boston City
Unified School District
Boston School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,815.00 (+9.95%)
$674,900 (+3.5%)Building $674,900
$974,225 (+3.31%)
2024
$7,108.00 (+4.58%)
$652,100 (+3.03%)Building $652,100
$942,970
2023
$6,797.00
$632,900Building $632,900
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 78 Berkeley St, Apt 5 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 78 Berkeley St, Apt 5 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source
Purchased surface water from MWRA
Last State Inspection
Mar 2026
Lead
6 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area
2,000 / 2,000
Netafy Fixed Wireless
1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area