78 Alder Dr, Cameron, NC 28326 Property Records

Harnett County property record for 78 Alder Dr, Cameron, NC 28326

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,500 (Mar 2026)
Tax Bill	$337 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500079328`

Property Details

APN / Parcel Number

Primary APN	`1500079328`
Alternative APNs	`099567 0037 65` `1500031974`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	1500079328
Street Address	78 ALDER DR
City	CAMERON
State	NC
Zip	28326-0150
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT#65 MAGNOLIA HILLS S/D MAP#2024-497
Legal Subdivision	MAGNOLIA HILLS
Legal Lot Number	65
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 ALDER DR, CAMERON, NC 28326-0150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Oct 29, 2025	Warranty Deed, Transfer FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	20266209
Deed Book / Page	4334 / 1756
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 31, 2026
Property Address	78 ALDER DR, CAMERON, NC 28326-0150
Document Number	0000006209
Book / Page	4334 / 1756
Map Reference	MB 2024 PG 497-499
Instrument Date	Mar 25, 2026
Instrument	2026006209
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ALDER DR, CAMERON, NC 28326-0150

Mortgage

Document Number	0000006210
Date	Mar 31, 2026
Instrument	2026006210

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 29, 2025
Property Address	78 ALDER DR, CAMERON, NC 28326-0150
Document Number	0000020541
Book / Page	4310 / 2087
Map Reference	MB 2024 PG 497-499
Instrument Date	Oct 29, 2025
Instrument	2025020541
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020543
Date	Oct 29, 2025
Book Page	4310/2105
Instrument	2025020543

Lender

Name	FIRST BANK
Type	Bank
Address	2818 RAEFORD RD, FAYETTEVILLE, NC 28303

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$337.00 (+10.49%)	$44,980 (+4.53%)	$44,980 (+4.53%) Land $44,980
2025	$305.00	$43,030	$43,030 Land $43,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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