190 Alder Dr, Cameron, NC 28326 Property Records

Harnett County property record for 190 Alder Dr, Cameron, NC 28326

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,500 (Apr 2026)
Tax Bill	$390 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1500031974`

Property Details

APN / Parcel Number

Primary APN	`1500031974`
Alternative APN	`099567 0037 64`

Exterior

Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Account Number	1500031974
Street Address	190 ALDER DR
City	CAMERON
State	NC
Zip	28326-0160
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT#64 MAGNOLIA HILLS S/D MAP#2024-497
Legal Subdivision	MAGNOLIA HILLS
Legal Lot Number	64
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

Source: Harnett County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 ALDER DR, CAMERON, NC 28326-0160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 16, 2025	Warranty Deed, Transfer · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Oct 16, 2025 · Amount on Record
Deed Document Number	20266872
Deed Book / Page	4336 / 560
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 9, 2026
Property Address	190 ALDER DR, CAMERON, NC 28326-0160
Document Number	0000006872
Book / Page	4336 / 560
Instrument Date	Apr 8, 2026
Instrument	2026.6872
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ALDER DR, CAMERON, NC 28326-0160
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006873,
Date	Apr 9, 2026
Instrument	2026..6873

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 16, 2025
Property Address	190 ALDER DR, CAMERON, NC 28326-0160
Document Number	0000019577
Book / Page	4308 / 1444
Map Reference	MB 2024 PG 497-499
Instrument Date	Oct 15, 2025
Instrument	2025019577
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019580
Date	Oct 16, 2025
Book Page	4308/1477
Instrument	2025019580

Lender

Name	FIRST BANK
Type	Bank
Address	2818 RAEFORD RD, FAYETTEVILLE, NC 28303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$390.00	$54,980	$54,980 Land $54,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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