78 Academy St, Eldorado, IL 62930 Property Records

Saline County property record for 78 Academy St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$32,500 (Nov 2008)
Tax Bill	$884 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-1-142-07`

Property Details

APN / Parcel Number

Primary APN	`04-1-142-07`

Location & Zoning

Street Address	78 ACADEMY ST
City	ELDORADO
State	IL
Zip	62930-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S20,T08,R07 ,QSE,L ,B PT NE SE COM AT SE COR LOT 7 BLK 4 YOSTS ADD (NOW VAC) THENCE NW ALONG W LINE ACADEMY ST 1946/765 11
Legal Range	07
Legal Township	08
Legal Section	20
Legal Subdivision	YOSTS ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3039
Census Tract	955100

Owner

Source: Saline County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 ACADEMY ST, ELDORADO, IL 62930-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2008 · Amount on Record
Deed Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	2008226316
Deed Book / Page	1946 / 765
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	78 ACADEMY ST, ELDORADO, IL 62930-1102
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2204/443
Date	Jan 22, 2021
Book Page	2204/443
Instrument	276099

Lender

Name	BANTERRA BANK
Type	Bank
Address	ELDORADO, IL 62930

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$884.00 (+26.47%) Homeowner's exemption	$15,302 (+13.3%) Land $993 Building $14,309	$45,906 (+13.3%) Land $2,979 Building $42,927
2022		$13,506 (+5.7%) Land $876 Building $12,630	$40,518 (+5.7%) Land $2,628 Building $37,890
2021	$699.00 Homeowner's exemption	$12,778 Land $829 Building $11,949	$38,334 Land $2,487 Building $35,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Delta Communications Fiber	7,000 / 7,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hamilton County Telephone Co-Op.

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