54 Academy St, Eldorado, IL 62930 Property Records

Saline County property record for 54 Academy St, Eldorado, IL 62930 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$86,500 (Mar 2024)
Tax Bill$2,148 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-2-214-10

Property Details

APN / Parcel Number

Primary APN04-2-214-10

Location & Zoning

Street Address54 ACADEMY ST
CityELDORADO
StateIL
Zip62930-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL,S ,T ,R ,Q ,L001,B004 MISCELLANEOUS DESC PT NE SE YOSTS ADD LOTS 1-3 2256/517 3/24 W/D 06-20-441-004-0040
Legal SubdivisionNE SE YOSTS ADD
Legal Lot Number1-3
JurisdictionSALINE IL
Township / Civil DivisionEAST ELDORADO
Census Block Group3
Census Block3039
Census Tract955100

Owner

Source: Saline County records · APN 04-2-214-10

Assessment roll updated January 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address54 ACADEMY ST, ELDORADO, IL 62930-1102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Deed Document Number286224
Deed Book / Page2256 / 517
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALINE IL
Recording DateMar 28, 2024
Property Address54 ACADEMY ST, ELDORADO, IL 62930-1102
Document Number002256/517
Book / Page2256 / 517
Map ReferenceMB 21 PG 586
Instrument DateMar 25, 2024
Instrument286224
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$86.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 HIGHLAND AVENUE, MADONNAVILLE, IL 62298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address54 ACADEMY ST, ELDORADO, IL 62930-1102

Mortgage

Document Number0000286225
DateMar 28, 2024
Instrument286225
Lender
NamePEOPLES NATIONAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate10.1%
Type Change DateApr 01, 2025
Change Frequency6 Months
Min Rate At Change10.1%
Max Rate At Change12.1%
IndexSOFR Average 30-Day
Max Rate15.1%

Tax Assessment & Valuation

Source: Saline County records · Assessment roll updated January 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateIllinois
CountySaline County
County SubdivisionEast Eldorado Township
MunicipalityEldorado City
Unified School DistrictEldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,148.00 (+61.5%) Homeowner's exemption$28,607 (+13.29%) Land $1,989 Building $26,618$85,821 (+13.29%) Land $5,967 Building $79,854
2022$25,251 (+5.69%) Land $1,756 Building $23,495$75,753 (+5.69%) Land $5,268 Building $70,485
2021$1,330.00 Homeowner's exemption Senior Citizen's exemption$23,891 Land $1,662 Building $22,229$71,673 Land $4,986 Building $66,687

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saline County (17165C), updated October 2, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Academy St

Nearby Streets

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