Union County and Garwood Borough property record for 78 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 2,149 sqft · built 1896 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,930 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00204-0000-00027 |
| Primary APN | 06-00204-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Account Number | 86100 |
|---|---|
| Street Address | 78 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 204 |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 36900 |
Source: Union County and Garwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 3RD AVE, GARWOOD, NJ 07027-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 1, 2026 |
| Property Address | 78 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0000093038 |
| Book / Page | 15808 / 2720 |
| Instrument Date | May 18, 2026 |
| Instrument | 202693038 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 78 3RD AVE, GARWOOD, NJ 07027-1129 |
| Investor | Possibly a Property Investor |
| Document Number | 0000093038, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 15808/2720 |
| Instrument | 202693038 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 21, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,400 (-) Land $231,900 Building $220,500 | $452,400 (-) Land $231,900 Building $220,500 | |
| 2025 | $12,930.00 (+2.55%) | $452,400 (-) Land $231,900 Building $220,500 | $452,400 (-) Land $231,900 Building $220,500 |
| 2024 | $12,608.00 (+5.89%) | ||
| 2023 | $452,400 Land $231,900 Building $220,500 | $452,400 Land $231,900 Building $220,500 | |
| 2022 | $11,907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures