Union County and Garwood Borough property record for 73 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft · built 1961 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,500 (Mar 1992) |
| Tax Bill | $10,580 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00206-0000-00006 |
| Primary APN | 06-00206-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 81800 |
|---|---|
| Street Address | 73 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARWOOD-WESTFIELD SEC 02 |
| Legal Block | 206 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 36900 |
Source: Union County and Garwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 73 3RD AVE, GARWOOD, NJ 07027-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 1992 · Amount on Record |
| Deed Sale | Mar 20, 1992 · Amount on Record |
| Deed Book / Page | 3827 / 178 |
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 0063962212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 73 3RD AVE, GARWOOD, NJ 07027-1128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0154062450 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 15406/2450 |
| Instrument | 55838 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 8, 2021 |
| Property Address | 73 3RD AVE, GARWOOD, NJ 07027-1128 |
| Document Number | 0063962212 |
| Book / Page | 6396 / 2212 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 221 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 FOXWOOD RUN, 19, MIDDLETOWN, NJ 07748-2421 |
| Name | Verified Name |
|---|---|
| Address | 73 3RD AVE, GARWOOD, NJ 07027-1128 |
| Document Number | 577 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 577 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,200 (-) Land $208,500 Building $161,700 | $370,200 (-) Land $208,500 Building $161,700 | |
| 2025 | $10,580.00 (+2.55%) | $370,200 (-) Land $208,500 Building $161,700 | $370,200 (-) Land $208,500 Building $161,700 |
| 2024 | $10,317.00 (+5.89%) | ||
| 2023 | $370,200 Land $208,500 Building $161,700 | $370,200 Land $208,500 Building $161,700 | |
| 2022 | $9,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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