78 10th St E, Unit 810, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, Unit 810, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 964 sqft · built 1987
Lot Size	0.21 acres (915 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2020)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-43-0773`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-43-0773`
Alternative APNs	`8512588` `570900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	964 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	915 sqft (0.21 acres)
View / Lot	Central Business
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	570900
Street Address	78 10TH ST E, 810
City	SAINT PAUL
State	MN
Zip	55101-2259
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 499 THE PT OF ST PAUL UNIT R810
Legal Range	22
Legal Township	29
Legal Section	31
Legal Subdivision	CIC NO 499 THE PT OF ST PAUL
Legal Lot Number	R810
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	34204

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 10TH ST E, R810, SAINT PAUL, MN 55101-2247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 5, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	20202658722
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	78 10TH ST E UNIT 810, 810, SAINT PAUL, MN 55101-2259
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02695738
Date	Apr 7, 2021
Instrument	T02695738

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 5, 2020
Property Address	78 10TH ST E UNIT 810, 810, SAINT PAUL, MN 55101-2259
Document Number	0002658722
Instrument Date	Dec 19, 2019
Instrument	2658722
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 10TH ST E #810 ST PAUL MN 551012259, 810, ST PAUL, MN 55101-2259

Mortgage

Document Number	2658723
Date	Feb 5, 2020
Instrument	2658723

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,100 (-10.75%) Land $1,000 Building $160,100	$161,100 (-10.75%) Land $1,000 Building $160,100
2025	$3,298.00 (+9.5%)
2023	$3,012.00	$180,500 Land $1,000 Building $179,500	$180,500 Land $1,000 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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