78 10th St E, Unit 809, Saint Paul, MN 55101 Property Records

Ramsey County property record for 78 10th St E, Unit 809, Saint Paul, MN 55101

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 801 sqft · built 1987
Lot Size0.18 acres (784 sqft)
OwnerIndividual Name on Record
Last Sale$179,900 (Sep 2019)
Tax Bill$2,442 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN31-29-22-43-0772

Property Details

APN / Parcel Number

Primary APN31-29-22-43-0772
Alternative APNs
  • 8435961
  • 487545

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area801 sqft Living Area
Gross Area981 sqft
1st Floor Area801 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Lot Area784 sqft (0.18 acres)
View / LotCentral Business
Garage TypeAttached
Garage Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number487545
Street Address78 10TH ST E, 809
CitySAINT PAUL
StateMN
Zip55101-2259
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCIC NO 499 THE PT OF ST PAUL UNIT R809
Legal Range22
Legal Township29
Legal Section31
Legal SubdivisionCIC NO 499 THE PT OF ST PAUL
Legal Lot NumberR809
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1010
Census Tract34204

Owner

Source: Ramsey County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 GRACEVIEW LOOP, SAINT JOSEPH, MN 56374-4659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleDec 5, 2003 · Amount on Record
Deed Document Number20192648791
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address78 10TH ST E UNIT 809, 809, SAINT PAUL, MN 55101-2259
Document Number0002648792
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address78 10TH ST E #809 ST PAUL MN 551012259, 809, ST PAUL, MN 55101-2259

Mortgage

Document Number0002648792
DateSep 3, 2019
Instrument2648792
Lender
NameGRANITE CMNTY BK
TypeBank
AddressCOLD SPRING, MN 56320
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 2, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,442.00 (+1.58%) Homeowner's exemption$160,200 (+1.91%) Land $1,000 Building $159,200$160,200 (+1.91%) Land $1,000 Building $159,200
2023$2,404.00 Homeowner's exemption$157,200 Land $1,000 Building $156,200$157,200 Land $1,000 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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