Hamilton County property record for 7798 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,090 sqft · built 2006 |
| Lot Size | 2 acres (87,294 sqft) |
| Owner | Owner Name on File |
| Last Sale | $328,000 (Aug 2014) |
| Tax Bill | $8,420 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0231-00 |
| Primary APN | 570-0010-0231-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 2,090 sqft |
| Basement Area | 2,090 sqft |
| Finished Basement | 1,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 87,294 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7798 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR2.0037 ACS LOT 66 WHISPERINGFARMS PUD SUB BLK A |
| Legal Subdivision | WHISPERING FARMS PUD SUB |
| Legal Block | A |
| Legal Lot Number | 66 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
The current owner of 7798 Chance Dr acquired it in August 2014.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7798 CHANCE DR, CLEVES, OH 45002-8615 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Last Sale | Aug 19, 2014 · Amount on File |
|---|---|
| Deed Sale | Aug 19, 2014 · Amount on File |
| Prior Sale | Jul 25, 2006 |
| Deed Document Number | 323992 |
| Deed Book / Page | 01268 / 000358 |
| Last Transfer Date | Aug 20, 2014 |
| Transfer Doc | 0000083544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7798 CHANCE DR, CLEVES, OH 45002-8615 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000095901 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 14475/2457 |
| Instrument | 2021-0095901 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7798 CHANCE DR, CLEVES, OH 45002-8615 |
| Document Number | 0000032813 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7798 CHANCE DR CLEVES OH 450028615, CLEVES, OH 45002-8615 |
| Document Number | 0000032813 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 014141/003389 |
| Instrument | 32813 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 6, 2035 |
The 2025 property tax bill for 7798 Chance Dr was $8,420, up 12.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,420.00 (+12.15%) | $157,759 (-) Land $40,614 Building $117,145 | |
| 2024 | $7,508.00 (+0.05%) | $157,759 (-) Land $40,614 Building $117,145 | |
| 2023 | $7,504.00 (+7.32%) | $157,759 (+37.42%) Land $40,614 Building $117,145 | $450,740 Land $116,040 Building $334,700 |
| 2022 | $6,992.00 Homeowner's exemption | $114,800 Land $33,852 Building $80,948 | |
| 2020 | $328,000 Land $96,720 Building $231,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7798 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7798 Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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