Hamilton County property record for 7782 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,012 sqft · built 2006 |
| Lot Size | 0.803 acres (35,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,500 (Jan 2014) |
| Tax Bill | $7,848 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0237-00 |
| Primary APN | 570-0010-0237-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| 2nd Floor Area | 1,441 sqft |
| Basement Area | 1,571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 35,022 sqft (0.803 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7782 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR0.8040 AC LOT 72 WHISPERINGFARMS PUD SUB BLK A |
| Legal Subdivision | WHISPERING FARMS PUD SUB |
| Legal Block | A |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
7782 Chance Dr is owned and occupied by an individual who bought it in January 2014.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7782 CHANCE DR, CLEVES, OH 45002-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2014 · Amount on File |
| Deed Sale | Jan 22, 2014 · Amount on File |
| Prior Sale | Aug 23, 2006 · Amount on File |
| Deed Document Number | 307143 |
| Deed Book / Page | 12516 / 01114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7782 CHANCE DR, CLEVES, OH 45002-8615 |
| Document Number | 0000121134 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7782 CHANCE DR CLEVES OH 450028615, CLEVES, OH 45002-8615 |
| Document Number | 0000121134 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 014297/001768 |
| Instrument | 121134 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7782 CHANCE DR, CLEVES, OH 45002-8615 |
| Document Number | 0000118209 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7782 CHANCE DR CLEVES OH 450028615, CLEVES, OH 45002-8615 |
| Document Number | 0000118209 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 014292/004128 |
| Instrument | 118209 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 8, 2035 |
The 2025 property tax bill for 7782 Chance Dr was $7,848, up 12.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,848.00 (+12.39%) | $147,137 (-) Land $29,348 Building $117,789 | |
| 2024 | $6,983.00 (-0.09%) | $147,137 (-) Land $29,348 Building $117,789 | |
| 2023 | $6,989.00 (+10.36%) | $147,137 (+41.32%) Land $29,348 Building $117,789 | $420,390 Land $83,850 Building $336,540 |
| 2022 | $6,333.00 Homeowner's exemption | $104,118 Land $22,575 Building $81,543 | |
| 2020 | $297,480 Land $64,500 Building $232,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7782 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7782 Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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