7791 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 7791 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,292 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$138,675 (Jul 2011)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-0027-0010-01-6`

Property Details

APN / Parcel Number

Primary APN	`01-0027-0010-01-6`
Alternative APN	`11-01-0027-0010-01-6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	43,560 sqft (1 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7791 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 1991.01'W OF E QTR PT SEC 27 T4S R17W TH W 120'TH N00DEG58'W 363'TH E 120'TH S00DEG58'E.363' TO POB SURVEY 981/301
Legal Range	17W
Legal Township	04S
Legal Section	27
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3013
Census Tract	10400

Owner

7791 E Napier Ave is owned and occupied by two individuals who bought it in July 2011.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jul 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2011 · Amount on File
Deed Sale	Jul 12, 2011 · Amount on File
Prior Sale	Oct 3, 2005 · Amount on File
Deed Book / Page	2962 / 2726
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	02962/2725
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681

Mortgage

Document Number	03471/1417
Date	Mar 3, 2026
Book Page	3471/1417
Instrument	2026452944

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03176/1128
Date	Jun 30, 2017
Book Page	3176/1128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03185/0108
Date	Oct 2, 2017
Book Page	3185/0108
Instrument	3185-0108

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681

Mortgage

Document Number	03398/1410
Date	Feb 14, 2023
Book Page	3398/1410
Instrument	2023372849

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2033

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 20, 2017
Property Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681
Document Number	03178/0233
Book / Page	3178 / 0233
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7791 E NAPIER AVE, BENTON HARBOR, MI 49022-9681

Tax Assessment & Valuation

The 2025 property tax bill for 7791 E Napier Ave was $1,814 with a homeowner's exemption, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,800 (+2.73%)	$225,600 (+2.73%)
2025	$1,814.00 (+2.83%) Homeowner's exemption	$109,800	$219,600
2024	$1,764.00
2023		$92,000	$184,000
2022	$1,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7791 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7791 E Napier Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
Supernet Cable	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Napier Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures