779 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 779 Neptune Ave, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,916 sqft · built 1957
Lot Size	0.179 acres (7,811 sqft)
Owner	Company Name on File
Tax Bill	$13,590 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-022-04-00`

Property Details

APN / Parcel Number

Primary APN	`256-022-04-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,916 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,811 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	779 NEPTUNE AVE
City	ENCINITAS
State	CA
Zip	92024-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 LOT 5 POR TR 001859
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001859
Legal Block	10
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17702

Owner

Source: San Diego County records · APN 256-022-04-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	779 NEPTUNE AVE, ENCINITAS, CA 92024-2061
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 07, 2009
Transfer Doc	0000491748
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	779 NEPTUNE AVE, ENCINITAS, CA 92024-2061
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 NEPTUNE AVE, ENCINITAS, CA 92024-2061

Mortgage

Document Number	0000722835
Date	Nov 17, 2020
Instrument	2020-0722835

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,232,677 (+2%) Land $1,102,166 Building $130,511
2025	$13,590.00 (+6.86%) Homeowner's exemption	$1,208,507 (+4.04%) Land $1,080,555 Building $127,952
2023	$12,718.00 (+2.3%) Homeowner's exemption	$1,161,582 Land $1,038,597 Building $122,985
2022	$12,432.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 2 of 6 on primary residences
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding
Flood Events	Severe Storm And Flooding (Jan 2024), 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows (Feb 2005), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.