7787 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7787 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 800 sqft · built 1976
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Nov 2023)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-40-02-078.00`

Property Details

APN / Parcel Number

Primary APN	`004-40-02-078.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	800 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7787 E COVERED BRIDGE DR
City	FLORENCE
State	KY
Zip	41042-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVERED BRIDGE SEC 1 LOT 53
Legal Subdivision	COVERED BRIDGE
Legal Phase	1
Legal Lot Number	53
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	63607

Owner

7787 E Covered Bridge Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7787 E COVERED BRIDGE DR, FLORENCE, KY 41042-2848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	202317
Deed Book / Page	255 / 256
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 1, 2022
Property Address	7787 E COVERED BRIDGE DR, FLORENCE, KY 41042-2848
Document Number	0005900044
Book / Page	145 / 847
Map Reference	PL 1114
Instrument Date	Jan 31, 2022
Instrument	22020105900044
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 VESBENA RD, 2001, LOVELAND, OH 45140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7787 E COVERED BRIDGE DR, FLORENCE, KY 41042-2848

Mortgage

Document Number	0005900045
Date	Feb 1, 2022
Book Page	333/170
Instrument	22020105900045

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7787 E Covered Bridge Dr was $2,143.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $25,000 Building $155,000	$180,000 (-) Land $25,000 Building $155,000
2025	$2,143.00	$180,000 Land $25,000 Building $155,000	$180,000 Land $25,000 Building $155,000
2023	$2,278.00	$180,000 Land $25,000 Building $155,000	$180,000 Land $25,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7787 E Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7787 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20