7783 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7783 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 948 sqft · built 1976
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$105,000 (Jul 2017)
Tax Bill$1,593 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN004-40-02-062.00

Property Details

APN / Parcel Number

Primary APN004-40-02-062.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area948 sqft Finished Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7783 E COVERED BRIDGE DR
CityFLORENCE
StateKY
Zip41042-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVERED BRIDGE SEC 1 LOT 69
Legal SubdivisionCOVERED BRIDGE
Legal Phase1
Legal Lot Number69
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1005
Census Tract63607

Owner

7783 E Covered Bridge Dr is owned by a company that bought it in July 2017.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 532, BURLINGTON, KY 41005-0532
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
FORCHT BANK NA
Nov 18, 2019Grant Deed, Construction Loan · Line of Credit
FORCHT BK NA
Jul 27, 2017Grant Deed, Transfer · Conventional Mortgage
REGIONS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2017 · Amount on File
Deed SaleJul 27, 2017 · Amount on File
Prior SaleMar 13, 2015 · Amount on File
Deed Document Number201707 27 059 00451
Deed Book / Page6212 / 37
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7783 E COVERED BRIDGE DR, FLORENCE, KY 41042-2815
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900019
DateMay 25, 2022
Book Page372/940
Instrument22052505900019
Lender
NameFORCHT BANK NA
TypeBank
AddressBRANTWOOD, WI 54513
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term24 Months
DueMay 20, 2024

November 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 18, 2019
Property Address7783 E COVERED BRIDGE DR, FLORENCE, KY 41042-2815
Document Number0000000334
Book / Page0C6804 / 000259
Instrument DateNov 15, 2019
Instrument334
Transaction TypeConstruction Loan
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4800 IDLEWILD RD BURLINGTON KY 410058742, BURLINGTON, KY 41005-8742

Mortgage

Document Number337
DateNov 18, 2019
Book Page0C6804/000271
Instrument337
Lender
NameFORCHT BK NA
TypeBank
Address6100 1ST FINANCIAL DR, BURLINGTON, KY 41005-7868
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 17, 2039
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number348,
DateNov 18, 2019
Book Page0C6804/000347
Instrument348
Lender
NameFORCHT BK NA
TypeBank
AddressBURLINGTON, KY 41005
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 17, 2020

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 27, 2017
Property Address7783 E COVERED BRIDGE DR, FLORENCE, KY 41042-2815
Document Number0000000451
Book / Page006212 / 000037
Instrument DateJul 26, 2017
Instrument451
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 IDLEWILD RD BURLINGTON KY 410058742, BURLINGTON, KY 41005-8742

Mortgage

Document Number453
DateJul 27, 2017
Book Page000C22/000074
Instrument453
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7783 E Covered Bridge Dr was $1,593.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,800 (-) Land $25,000 Building $108,800$133,800 (-) Land $25,000 Building $108,800
2025$1,593.00$133,800 Land $25,000 Building $108,800$133,800 Land $25,000 Building $108,800
2023$1,693.00$133,800 Land $25,000 Building $108,800$133,800 Land $25,000 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7783 E Covered Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7783 E Covered Bridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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