7785 State St, Ralston (Omaha), NE 68127 Property Records

Douglas County property record for 7785 State St, Ralston, NE 68127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,764 sqft · built 1938
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jul 2025)
Tax Bill	$4,939 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R2042390000`

Property Details

APN / Parcel Number

Primary APN	`R2042390000`
Alternative APNs	`4239 0000 20` `2042390000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Basement Area	1,033 sqft
Finished Basement	400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	970 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	374 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2042390000
Street Address	7785 STATE ST
City	RALSTON
State	NE
Zip	68127-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RALSTON ADD LOT 20 BLOCK 23 1/2 VAC ALLEY & IRREG LT 20
Legal Subdivision	RALSTON ADD
Legal Block	23
Legal Lot Number	20
Jurisdiction	DOUGLAS NE
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2016
Census Tract	7459

Owner

7785 State St is owned by an individual who bought it in July 2025.

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
May 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Document Number	2025053920
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 14, 2025
Property Address	7785 STATE ST, RALSTON, NE 68127-3830
Document Number	0000053920
Instrument Date	Jul 9, 2025
Instrument	2025053920
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053921
Date	Jul 14, 2025
Instrument	2025053921

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	7785 STATE ST, OMAHA, NE 68127-3830
Document Number	0000045543
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7785 STATE ST RALSTON NE 681273830, RALSTON, NE 68127-3830

Mortgage

Document Number	0000045543
Date	Jun 13, 2018
Instrument	45543

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68127-2048

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Ralston City
Unified School District	Ralston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,600 Land $19,100 Building $240,500	$259,600 Land $19,100 Building $240,500
2024	$4,939.00 (+7.44%)
2023	$4,597.00 (-7.47%)	$214,300 Land $19,100 Building $195,200	$214,300 Land $19,100 Building $195,200
2022	$4,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7785 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7785 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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