7774 State St, Ralston (Omaha), NE 68127 Property Records

Douglas County property record for 7774 State St, Ralston, NE 68127

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1924
Lot Size	0.275 acres (12,000 sqft)
Owner	Trust Name on File
Tax Bill	$4,952 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2042050001`

Property Details

APN / Parcel Number

Primary APN	`R2042050001`
Alternative APNs	`4205 0001 20` `2042050001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Unfinished
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	362 sqft
Deck Area	230 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2042050001
Street Address	7774 STATE ST
City	RALSTON
State	NE
Zip	68127-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RALSTON ADD LOT 22 BLOCK 22 LOTS 21 & 22 BLOCK 22 100 X 120
Legal Subdivision	RALSTON ADD
Legal Block	22
Legal Lot Number	21-22
Jurisdiction	DOUGLAS NE
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2018
Census Tract	7459

Owner

7774 State St is owner-occupied and held in a trust since October 2025.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	7774 STATE ST, RALSTON, NE 68127-3837
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit OMAHA POLICE FCU
Oct 24, 2025	Intrafamily Transfer, Transfer
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit MUTUAL FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025
Deed Sale	Oct 24, 2025
Prior Sale	Apr 27, 2015
Deed Document Number	2025086428
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	7774 STATE ST, RALSTON, NE 68127-3837
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062193
Date	Aug 8, 2025
Instrument	2025062193

Lender

Name	OMAHA POLICE FCU
Type	Credit Union
Address	OMAHA, NE 68124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Oct 24, 2025
Property Address	7774 STATE ST, RALSTON, NE 68127-3837
Document Number	0000086428
Instrument Date	Oct 23, 2025
Instrument	2025086428
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7774 STATE ST, RALSTON, NE 68127-3837

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	7774 STATE ST, OMAHA, NE 68127-3837
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154929
Date	Dec 28, 2020
Instrument	2020154929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	7774 STATE ST, OMAHA, NE 68127-3837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057197
Date	Jul 25, 2019
Instrument	2019057197

Lender

Name	MUTUAL FIRST FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Ralston City
Unified School District	Ralston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,700 Land $23,400 Building $234,300	$257,700 Land $23,400 Building $234,300
2024	$4,952.00 (+18.55%)
2023	$4,177.00 (-7.47%)	$194,700 Land $23,400 Building $171,300	$194,700 Land $23,400 Building $171,300
2022	$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7774 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7774 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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