7785 Gray Rd, Alma, IL 62807 Property Records

Marion County property record for 7785 Gray Rd, Alma, IL 62807

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1999
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Oct 2018)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0228400020`

Property Details

APN / Parcel Number

Primary APN	`0228400020`

Interior

Building Area	1,820 sqft Living Area
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	566,280 sqft (13 acres)
Garage Area	1,440 sqft

Location & Zoning

Street Address	7785 GRAY RD
City	ALMA
State	IL
Zip	62807-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE NW SE & PT W1/2 W1/2 NE SE
Jurisdiction	MARION IL
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1101
Census Tract	951700

Owner

7785 Gray Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Marion County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7785 GRAY RD, ALMA, IL 62807-1345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Deed Document Number	20185060
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	7785 GRAY RD, ALMA, IL 62807-1345
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R004027
Date	Jan 28, 2020
Instrument	2020R004027

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 12, 2018
Property Address	7785 GRAY RD, ALMA, IL 62807-1345
Document Number	2018R05060
Instrument Date	Oct 12, 2018
Instrument	2018R05060
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Tax	$114.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7785 GRAY RD, ALMA, IL 62807-1345

Mortgage

Document Number	2018R05061
Date	Oct 12, 2018
Instrument	2018R05061

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.45%

Tax Assessment & Valuation

The 2025 property tax bill for 7785 Gray Rd was $3,456 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Foster Township
Unified School District	Patoka Community Unit School District 100 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00	$66,570 Land $21,040 Building $45,530	$199,710 Land $63,120 Building $136,590
2022	$3,082.00 Homeowner's exemption	$50,500 Land $15,960 Building $34,540	$151,500 Land $47,880 Building $103,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7785 Gray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7785 Gray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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