7631 Gray Rd, Alma, IL 62807 Property Records

Marion County property record for 7631 Gray Rd, Alma, IL 62807

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,800 (May 2025)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0228400018`

Property Details

APN / Parcel Number

Primary APN	`0228400018`

Interior

Building Area	672 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	7631 GRAY RD
City	ALMA
State	IL
Zip	62807-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3AC MID POINT W1/2 SE SE
Jurisdiction	MARION IL
Township / Civil Division	FOSTER
Census Block Group	1
Census Block	1100
Census Tract	951700

Owner

Source: Marion County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4187 TONTI RD, SALEM, IL 62881-4709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage IUKA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20252007
Prior Transfer Date	Oct 6, 2015
Prior Transfer Doc	2015R05814
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	7631 GRAY RD, ALMA, IL 62807-1343
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03222
Date	Jun 26, 2018
Instrument	2018R03222

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	7631 GRAY RD, ALMA, IL 62807-1343
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00045
Date	Jan 3, 2018
Instrument	2018R00045

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 5, 2018
Property Address	7631 GRAY RD, ALMA, IL 62807-1343
Document Number	2018R04437
Instrument Date	Aug 30, 2018
Instrument	2018R04437
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7631 GRAY RD, ALMA, IL 62807-1343

Mortgage

Document Number	2018R04438
Date	Sep 5, 2018
Instrument	2018R04438

Lender

Name	IUKA STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Foster Township
Unified School District	Patoka Community Unit School District 100 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (+5.59%) Homeowner's exemption	$38,110 (+11.99%) Land $9,240 Building $28,870	$114,330 (+11.99%) Land $27,720 Building $86,610
2024	$1,735.00 (+9.39%)	$34,030 (+17.71%) Land $8,250 Building $25,780	$102,090 (+17.71%) Land $24,750 Building $77,340
2022	$1,586.00 Homeowner's exemption	$28,910 Land $7,010 Building $21,900	$86,730 Land $21,030 Building $65,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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