St. Clair County property record for 7780 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 910 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-17-053-0003-000 |
| Primary APN | 74-17-053-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 217 ft deep x 50 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 7780 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 M |
| Legal Description | N 50' OF S 595' MEAS AT RT-ANG OF THAT PART OF PC 206 LYING BETWEEN ROBBINS DRAIN & M-29 & CONT 0.25 A. PC 206 T3N R16E 0.25 |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 59 |
| Legal Subdivision | ROBBINS |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 645000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7780 RIVER RD, COTTRELLVILLE, MI 48039-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Mar 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2017 |
| Transfer Doc | 004807/622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7780 RIVER RD, COTTRELLVILLE, MI 48039-3327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051130751 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 5113/751 |
| Instrument | 2019022595 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 9, 2017 |
| Property Address | 7780 RIVER RD, COTTRELLVILLE, MI 48039-3327 |
| Document Number | 0048070622 |
| Book / Page | 004807 / 000622 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 7780 RIVER RD COTTRELLVILLE MI 480393327, COTTRELLVILLE, MI 48039-3327 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,700 (+8.71%) | $77,400 (+8.71%) | |
| 2025 | $196.00 (+15.29%) Homeowner's exemption | $35,600 | |
| 2024 | $170.00 (+6.92%) | $71,200 | |
| 2022 | $159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTRELLVILLE TOWNSHIP serves 3,200 people · EPA ID MI0001650 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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