Citrus County property record for 778 W Olympia St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,738 sqft · built 2021 |
| Lot Size | 1.02 acres (44,554 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $315,000 (Jul 2021) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00510-0230 |
| Primary APN | 19E-18S-18-0110-00510-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,521 sqft |
| 1st Floor Area | 1,738 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 44,554 sqft (1.02 acres) |
| Lot Dimensions | 291 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2304227 |
|---|---|
| Street Address | 778 W OLYMPIA ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 23 BLK 51 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 51 |
| Legal Lot Number | 23 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 450703 |
Source: Citrus County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 778 W OLYMPIA ST, HERNANDO, FL 34442-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 8, 2020 | Warranty Deed, Transfer CITRUS TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 202146619 |
| Deed Book / Page | 3183 / 558 |
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 0035620971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 778 W OLYMPIA ST, HERNANDO, FL 34442-8815 |
| Document Number | 0031830558 |
| Book / Page | 3183 / 558 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021046619 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1774, INVERNESS, FL 34451-1774 |
| Name | Verified Name |
|---|---|
| Address | 778 W OLYMPIA ST, HERNANDO, FL 34442-8815 |
| Document Number | 0003183560 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 3183/560 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 778 W OLYMPIA ST, HERNANDO, FL 34442-8815 |
| Document Number | 0031150253 |
| Book / Page | 003115 / 000253 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 66992 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | CITRUS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1774 INVERNESS FL 344511774, INVERNESS, FL 34451-1774 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 (+4.3%) | $288,846 (-11.69%) | $313,874 (-4.04%) Land $31,000 Building $282,874 |
| 2024 | $3,719.00 (+2.37%) Homeowner's exemption Additional exemption filed | $327,100 (+1.99%) Land $29,500 Building $297,600 | $327,100 (+1.99%) Land $29,500 Building $297,600 |
| 2023 | $3,633.00 (+6.92%) Homeowner's exemption Additional exemption filed | $320,718 (+21.21%) Land $25,500 Building $295,218 | $320,718 (+21.21%) Land $25,500 Building $295,218 |
| 2022 | $3,398.00 Homeowner's exemption Additional exemption filed | $264,592 Land $17,250 Building $247,342 | $264,592 Land $17,250 Building $247,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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