720 W Olympia St, Hernando, FL 34442 Property Records

Citrus County property record for 720 W Olympia St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1988
Lot Size	1.02 acres (44,449 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2018)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00510-019.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00510-019.0`
Alternative APNs	`1818S19E0110005100190` `2303816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	44,449 sqft (1.02 acres)
Lot Dimensions	291 ft deep x 153 ft wide
Garage Area	625 sqft
Parking Spaces	10 Parking Spaces
Pool Area	392 sqft
Porch	Finished/Screened Porch
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2303816
Old Parcel Number	1818S19E0110005100190
Street Address	720 W OLYMPIA ST
City	HERNANDO
State	FL
Zip	34442-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 19 BLK 51
Legal Range	18E
Legal Township	18S
Legal Section	36
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	51
Legal Lot Number	19
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3021
Census Tract	450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00510-019.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	720 W OLYMPIA ST, HERNANDO, FL 34442-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	0028741574
Deed Book / Page	2874 / 1574
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 12, 2018
Property Address	720 W OLYMPIA ST, HERNANDO, FL 34442-8815
Document Number	0028741574
Book / Page	2874 / 1574
Map Reference	MB9 PG73-83
Instrument Date	Jan 12, 2018
Instrument	2018001884
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8733 W YULEE DR # DR305, 8733, HOMOSASSA, FL 34448-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W ULYMPIA ST, HERNANDO, FL 34442

Mortgage

Document Number	2018001885
Date	Jan 12, 2018
Instrument	2018001885

Lender

Name	BRANNEN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (+4.85%) Homeowner's exemption Additional exemption filed	$290,197 (-3.66%) Land $31,000 Building $259,197	$290,197 (-3.66%) Land $31,000 Building $259,197
2024	$2,616.00 (+2.51%) Homeowner's exemption Additional exemption filed	$301,227 (-1.45%) Land $29,500 Building $271,727	$301,227 (-1.45%) Land $29,500 Building $271,727
2023	$2,552.00 (+6.78%) Homeowner's exemption Additional exemption filed	$305,663 (+20.68%) Land $25,500 Building $280,163	$305,663 (+20.68%) Land $25,500 Building $280,163
2022	$2,390.00 Homeowner's exemption Additional exemption filed	$253,275 Land $17,250 Building $236,025	$253,275 Land $17,250 Building $236,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.